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Discover it cash back card reddit

WebThe Discover IT card is basically like another tool in a Swiss army knife of cards. 5% cash back in rotating categories is very powerful and they usually do not overlap Chase or Citi's 5% back categories. The first year cash back match effectively makes it a 10% back card when spending in those categories as well. WebJust a heads up that for the first year disco cash back is actually 10%. I have the cashback and get as many x5 cards as i can. As for the chrome, there are cards better than or equal to 2% with better perks. Chrome is still a good card but you can find better. 1 …

Discover It cash back vs Discover It Secured version: what’s ... - reddit

WebThe Discover It card has a good first year promotion, that matches the cash back you’ve gotten all of the first year. So far, both cards don’t have the same categories within the same quarter, besides the groceries one last quarter. It’ll be beneficial to get cash back of at least 5% from two different categories a quarter. WebWell with Discover It you get 5% rotating categories and 1% everything else. But they match all your cash back for the first year so that's essentially 10% and 2%. So I would say get the Discover for a year and after that get the Citi Double Cash. Then you can still use the Discover for the 5% categories and the Double Cash for everything else. ghr finance https://thetoonz.net

Discover Cash Back : r/personalfinance - reddit

WebThe Discover It Student Card is a really good first card. But recently Capital One announced their new student edition cards and personally when I was a student their … WebWell, you don't need another card, but if you are using responsibly (paying off 100% of your balance on time) then it can be worth it to find another card that pairs nicely with Discover's rotating 5% categories. Personally I use Discover and then Citi Double Cash for 2% cash back on any purchase that isn't covered by the Discover 5% at the time. Web19 YO / 15 Month Credit History: Looking for any advice and tips! Current cards: Discover It Cash Back, $1750 limit, Jan 2024. Bank of America Customized Cash Rewards, $2700 limit, Oct 2024. Apple Card, $2750 limit, Jul 2024. FICO Score: 730. Oldest account age: 1 year 3 months. Chase 5/24 status: 3*/24*. frosmoth gold card

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Discover it cash back card reddit

Discover IT Cash Back or Discover IT Chrome? : r/CreditCards - reddit

WebYou can make purchases on both the debit and credit card and get the 1% on each, but you might as well use the credit card for everything. You can not pay the credit card balance with the debit card. Don’t use your debit card, at all. I wish discover would stop offering cash back on debit — it encourages bad behavior. WebDiscover student card is my first cc, you get $50 cash back if you are referred, so does the one who refers you. First year cash back double is really really cool. Then using gpa to get extra some money each year. Cash back rate is 1% but has 5% categories, pretty useful actually, market, Amazon, transportation, restaurants.

Discover it cash back card reddit

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WebHey everyone, I just called Discover to cancel my Discover it card and wanted to share my experience. To keep my account open, the service rep offered me a promotional cash … WebMaxing out the $1500 quarterly limit on the 5% bonus all year would give $300 cash back. You'd have to spend $70,000 on the card in 1% categories along with maxing out the 5% every quarter in order to get $1000 (before doubling) cash back in the first year. Don't get me wrong, I have the card and am enjoying the effective 10% cash back.

WebI’m wondering if the Discover It Cash Back credit card will request proof of income on my application? I’ve recently started a job and I have not received my first paycheck yet. I know most credit card issuers won’t ask for proof, but I’ve read online Discover will commonly ask for this. I’ve also read about them requesting form 4506-T. WebOpen a chat with them in the app. They’ll product change it for you. The new reward system will be put into place for the next billing cycle. thewitchof-el • 1 yr. ago. A few weeks after I opened a secured card with Discover all I did was contact them and ask for them to change it over to the rotating categories.

WebThe Discover IT gets a minimum of 2% cashback the first year on ALL spending. No maximum. The bonus categories that you are focused on can be a bonus. With the credit … Web5.5% on Restaurants for the 1st year, 2% on groceries/gas [A] No earnings-cap. $200 SUB once $1500 spent in 1st 3 months. You don't get this card for its own benefits, you get this to boost your CB rate on the Citi Custom/Double Cash cards by 10%. The 1st year bonus on restaurant spending doesn't hurt though.

WebI applied for the Discover It cash back card and got immediately denied. All I got was a screen saying I will receive a letter in 7 to 10 days. So, I am not sure why. They only took a hard pull from Experian, my FICO score is 709. I had 2 hard pulls at the time. I …

WebHere's my plan, put $5000 in USDC into Celsius Network, earn 8% APY. Comes out to $611 profit after 18 months. (I can't directly buy USDC with the credit card, but I can use the credit card to pay all my bills while my income goes into USDC. $5000 should cover about 3 months of bills.) In addition 10% cash cash back is $500. frosmoth tg04/tg30 price cartingWebYes you can get another Discover IT 5% card. I have done it and still have both cards open. Asksebby on youtube has a pretty good video detailing about how to do this. 7. level 1. The1WhoKnocksss. · 3y. I have done this, it is possible. I recommend to also check Discovers preapproval page before applying. froslass pokemon weaknessWebApr 6, 2024 · 1.5% cash back. 3%. 1.13%. Potential value calculated for combining with points from an Ultimate Rewards-earning card. Ink Business Unlimited Credit Card: 1.5% cash back. 3%. 1.13%. Potential value calculated for combining with points from an Ultimate Rewards-earning card. Discover it Miles: 1.5 miles per dollar. 3%. 1.13%. ghrfyWebDiscover has a match for the first year so it’s like the 1% on all standard purchases is doubled to 2% and the 5% quarterly categories is doubled to 10%. Assuming you would be able to get the SavorOne above the one for people with mediocre credit, it is $200 back in $500 spend in the first 3 months. ghrghar groupWebDiscover: Review to Approval. Posting my Discover Card approval process Data Point. I tried pre-approval on 7th April 2024. I was pre-approved for the Discover Cash Back card. After completing the application I got a message to call Discover to complete the process. I have a fraud alert on my TU with my alternate number as contact number. ghrelin synthesisWebDiscover it Cash Back Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 4 grocery stores, restaurants, gas stations, up to the quarterly maximum when you … ghrfs individualWebJan 9, 2024 · Yes. They double the reward for year one. Like most, you will probably use it for the first year then sock drawer it except for a useful category quarter and hope for … ghr frequency